Bastrop Mortgage Lenders

Your Local Bastrop Mortgage Specialists

Bastrop is a great place to buy a home, with a quiet, scenic community just thirty minutes away from Austin and big city amenities. If you're a first-time home buyer or you're an old pro, you can count on the mortgage specialists at Big Life Austin to help you choose and apply for the best mortgage in Bastrop, Texas for your financial needs.

Bastrop home buyers have a robust menu of mortgage options. Whether you're buying a first home, moving up to a larger house, relocating to the area, or you want to refinance your existing loan, we can help you find the right financing solution and offer our help every step of the way.

Your Bastrop Mortgage Options

Before you get ahead of yourself buying a home and starting your home search, it's a good idea to begin first with figuring out your financing. The right mortgage can put your dream home within reach and make it more affordable, not just in the short term but also in the years to come.

At Big Life Austin, our mortgage experts will help you explore your mortgage options to choose a loan program fit to your needs. Mortgages in Bastrop come in many varieties such as:

  1. VA loans. The VA mortgage is widely considered the best mortgage program available for qualified service members and veterans with no mortgage insurance or down payment necessary.
  2. FHA loans. The FHA loan is popular with first-time buyers as it allows you to finance your home with as little as 3.5% down and more flexible underwriting.
  3. Conventional loans. These loans aren't backed by the government and account for most home mortgages in Bastrop.
  4. Fixed-rate mortgages. A fixed-rate loan is the most popular mortgage option with monthly payments that remain the same for the life of your mortgage.
  5. Variable-rate mortgages. A variable-rate loan can be a good choice if you don't plan to remain in your home for a long time, expect rates to go down, or believe your financial situation will improve.
  6. 15- and 30-year loan terms. With a shorter term mortgage, your monthly payments will be higher but you will pay less interest over time. A longer 30-year mortgage delivers the most affordable mortgage payments.

Our Mortgage Tools Put You in Control

At Big Life Austin, we don't just help you finance your home purchase; we also offer tools to leverage and manage your mortgage to help you stay in control of your finances.

Big Life Austin offers a comprehensive mortgage calculator that helps you:

  1. Understand your payments and interest
  2. Plan extra mortgage payments and early payoff
  3. Determine when it makes sense to refinance
  4. Decide if you should buy mortgage points

Get Prequalified for a Mortgage in Bastrop

We strive to be your top choice when financing a home in Bastrop, Texas with an array of mortgage options to fit your financial needs and future goals.

Ready to start searching for the home of your dreams? We recommend starting with a mortgage prequalification to see how much you are likely to be approved to borrow. This will help you narrow down your home options and decide which loan program will best fit your needs.

You can get started by contacting Big Life Austin to discuss your finances and budget and get help finding the best mortgage solution to buy your new home.

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